Are you owed £5000 or more as a business and based in England or Wales?
Are you considering legal action to recover the debt but have not yet started proceedings?
Send us first.
The Diary of a Debt Collector specialises in face-to-face pre-court debt recovery for businesses across England and Wales. Our proven approach avoids unnecessary legal fees and the financial stress that commercial debts often create.
Our service is swift, effective and 100% professional.
7 Reasons To Apply Today
Our Strategy Works: Over £4.2 million recovered so far
England & Wales Covered: We work across industries and sectors
2025 Results: Debts from £5000 to £500,000 recovered
Extensive Reach: 720 face-to-face visits conducted
Experienced Team: 205 agents available nationwide
No Win No Fee: Advice available if your debtor won’t pay
New Client Discount: 2% on our standard rates
Why Face-To-Face Works Best
Without prior arrangement, our highly trained agents engage face-to-face with debtors to begin the conversation. We address the emotional and financial impact of unpaid debts and then discuss repayment options with your debtor.
In cases where full repayment is not viable, our agents will seek your consent to negotiate a tailored payment plan on your behalf.
“I have had a call from my debtor’s office. Over the next 5 weeks, they will pay the £192K minus the £30K they have already paid. The first payment is this week.”
“I’ve just checked my bank and am pleased to say we received the full payment of £46,315.35 yesterday at 16:05. Well done!”
“A completely professional enforcement company. Very respectful even to those who at times do not deserve it. You are the reason i am still in business.”
What happens if a business debt can't be recovered?
If a commercial debt cannot be recovered, The Diary of a Debt Collector will refer your case to our award-winning legal partners who offer a No Win, No Fee service.
Based on the information we have collected about your debtor, Escalate’s experienced litigation team will then review your case with no charge and advise you on the best way forward.
Ready To Get Started?
Complete our online instruction form and attach your debtor’s invoice. Once received, we will then issue an invoice for our non-refundable fee of £695 + VAT.
Once this invoice has been paid, we will send you a Letter Before Action (LBA) to read, sign and return to us. Once received, our agents will visit your debtor within 48 hours.
Within 24 hours of us visiting your debtor you will receive a detailed Debtor Visit Report.
Assuming your debtors have the funds to pay, we will either arrange for payment in full directly into your account or negotiate a payment plan.
Take the first step towards face-to-face pre-court debt recovery. Apply today to begin the process.